[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zuhk.cz\/a-co-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.zuhk.cz\/a-co-si-pujcit\/","headline":"A co si p\u016fj\u010dit?","name":"A co si p\u016fj\u010dit?","description":"N\u011bkdy se m\u016f\u017ee \u010dlov\u011bk sna\u017eit sebev\u00edc, a p\u0159ece se mu neda\u0159\u00ed vyj\u00edt s t\u00edm, co m\u00e1. \u010c\u00edm\u017e m\u00e1m na mysli […]","datePublished":"2020-12-15","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.zuhk.cz\/author\/#Person","name":"","url":"https:\/\/www.zuhk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zuhk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zuhk.cz\/wp-content\/uploads\/libry%20%C5%A1terlink%C5%AF.jpg","url":"https:\/\/www.zuhk.cz\/wp-content\/uploads\/libry%20%C5%A1terlink%C5%AF.jpg","height":0,"width":0},"url":"https:\/\/www.zuhk.cz\/a-co-si-pujcit\/","about":["Finance"],"wordCount":440,"articleBody":"   N\u011bkdy se m\u016f\u017ee \u010dlov\u011bk sna\u017eit sebev\u00edc, a p\u0159ece se mu neda\u0159\u00ed vyj\u00edt s t\u00edm, co m\u00e1. \u010c\u00edm\u017e m\u00e1m na mysli pen\u00edze. A kdy\u017e \u010dlov\u011bk pen\u00edze nem\u00e1, je logick\u00e9, \u017ee nem\u016f\u017ee v\u00e9st ani spokojen\u00fd, nato\u017e pak \u0161\u0165astn\u00fd \u017eivot. K tomu jsou p\u0159ece pen\u00edze jak zn\u00e1mo nezbytn\u00e9.Jen\u017ee co si po\u010d\u00edt? Sm\u00ed\u0159it se s t\u00edm, \u017ee na tom doty\u010dn\u00fd bude n\u011bjakou dobu prachb\u00eddn\u011b a \u017ee dokonce nen\u00ed vylou\u010den\u00e9 ani to, \u017ee mu kv\u016fli moment\u00e1ln\u00edmu neplacen\u00ed nask\u00e1\u010dou pen\u00e1le a on tak na tom bude je\u0161t\u011b h\u016f\u0159 a mo\u017en\u00e1 se dostane a\u017e do probl\u00e9m\u016f, z nich\u017e nebude \u00faniku? To ne. To p\u0159ece nejde.Jen\u017ee kdy\u017e pen\u00edze nejsou, tak zkr\u00e1tka nejsou. A kde je najednou vz\u00edt?Kdy\u017e to nejde jinak, m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm pomocn\u00edkem p\u016fj\u010dka. \u010clov\u011bk si prost\u011b za\u017e\u00e1d\u00e1 dejme tomu v bance, spln\u00ed to, co tam po n\u011bm cht\u011bj\u00ed, a kdy\u017e se tak stane, dostane na omezenou dobu k dispozici pen\u00edze n\u011bkoho jin\u00e9ho. A to je \u010dasto skv\u011bl\u00e9 \u0159e\u0161en\u00ed.Jen\u017ee dokonal\u00e9 je toto \u0159e\u0161en\u00ed jedin\u011b tehdy, kdy\u017e se doty\u010dnou p\u016fj\u010dku poda\u0159\u00ed z\u00edskat. A nemyslete si, to nen\u00ed jenom tak. I kdyby se jeden sna\u017eil sebev\u00edc, m\u016f\u017ee se lehce st\u00e1t, \u017ee nedok\u00e1\u017ee splnit to, co se od n\u011bj o\u010dek\u00e1v\u00e1, a pak z\u00e1konit\u011b takovou bankovn\u00ed p\u016fj\u010dku nedostane. A je tam, kde byl, jenom nav\u00edc postr\u00e1d\u00e1 n\u011bjak\u00e9 ty iluze a nad\u011bje.Jen\u017ee i pak jsou pen\u00edze pot\u0159eba. A kdy\u017e se nezada\u0159\u00ed v bance, je t\u0159eba zkusit to jinde. A t\u00edm, u \u010deho se obvykle usp\u011bje, jsou pak nebankovn\u00ed hypot\u00e9ky Hypot\u00e9ky bez registru. Proto\u017ee u t\u011bch se ru\u010d\u00ed za p\u016fj\u010den\u00e9 pen\u00edze z\u00e1stavou nemovitosti, a kdo toto m\u016f\u017ee nab\u00eddnout, m\u00e1 jistotu, \u017ee se na v\u00fdsledku jeho \u017e\u00e1dosti nepodep\u00ed\u0161\u00ed negativn\u011b ani n\u00edzk\u00e9 p\u0159\u00edjmy, ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u010di n\u011bco jin\u00e9ho.I kdy\u017e podobn\u00fd \u017eadatel ani zdaleka nen\u00ed dokonal\u00fd, m\u00e1 mo\u017enost tu z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, je\u017e m\u016f\u017ee n\u00e1sledn\u011b vracet i po mal\u00fdch spl\u00e1tk\u00e1ch t\u0159eba i t\u0159icet let. A jak jist\u011b uzn\u00e1te, je podobn\u00e1 nab\u00eddka vlastn\u011b dokonal\u00e1. A m\u016f\u017ee zachr\u00e1nit kdekoho.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"A co si p\u016fj\u010dit?","item":"https:\/\/www.zuhk.cz\/a-co-si-pujcit\/#breadcrumbitem"}]}]